Office liability insurance

Office Liability Insurance is a type of insurance policy designed to provide financial protection to businesses for risks associated with their office or workplace. This type of insurance covers the policyholder against third-party claims for injury or damage to property that occurs on the office premises.
Office Liability Insurance typically includes coverage for property damage, personal injury, and other types of liability claims that may arise in the course of business operations. The policy can help cover the costs of legal defense and compensation in the event of a claim.

Examples of situations that may be covered by Office Liability Insurance include a customer slipping and falling in the office, damage to a neighboring property caused by the business, or a data breach resulting in the theft of sensitive customer information.

It's important to note that Office Liability Insurance is not required by law, but it is recommended for businesses that have clients or customers visiting their premises. The appropriate coverage for your business will depend on the nature and scope of your operations, as well as the risks involved. A comprehensive insurance plan that includes Office Liability Insurance can help provide financial security and peace of mind for your business.

If you employ staff, employers' liability is a legal requirement that can easily be built into your office insurance policy. Public liability is a standard feature of a package office policy. This protects you for claims made against you by clients, visitors or members of the public who have been injured or had their property damaged due to negligence of your business activities.