Features of Events Insurance

Events Insurance is a type of insurance policy that provides financial protection for events such as weddings, festivals, concerts, and other public gatherings. Here are some of the key features of Events Insurance:

  1. Liability coverage: The policy provides coverage for liability claims made against the event organizer, such as third-party property damage or injury.
  2. Cancellation coverage: The policy provides coverage for financial losses resulting from the cancellation or postponement of the event due to circumstances such as inclement weather, acts of terrorism, or the illness of a key performer.
  3. Public liability coverage: The policy provides coverage for third-party property damage or injury that occurs during the event.
  4. Equipment coverage: The policy provides coverage for damage to equipment used during the event, such as sound systems, lighting, and staging.
  5. Policy limits: Events Insurance typically has policy limits that determine the maximum amount the insurer will pay in the event of a claim.

It's important to carefully review the coverage options and policy limits of Events Insurance to ensure that the policy meets the needs of your event. An insurance professional can help you assess your risks and determine the appropriate coverage for your event. Events Insurance is an important consideration for event organizers, as it can help protect against financial losses arising from unexpected circumstances during the event.

Standard cover

Events insurance to suit your needs

We aim to provide insurance for every type of event; awards, concerts, ceremonies, conferences and exhibitions. We understand that no two events are the same, so we work hard to create a bespoke policy to suit your needs. Speak to us about the type of event you are organising, and our expert team will assist you in arranging the appropriate cover.

Liability insurance as standard

All our events insurance policies include public liability with variable limits and employer’s liability up to £10 million. This means that your business will be protected should a member of the public or an employee sue you due to negligence.

Protection should your event not run

Our events insurance will cover you should you be unable to host your event due to cancellation, abandonment, postponement or curtailment. Whether you cannot run the event at all or if you simply need to delay it, you’ll be covered. However, this does not include cancellation due to communicable diseases. Other terms and conditions may apply, so, see your policy wording or speak to an adviser for full details and exclusions.