Private health insurance is a type of insurance policy that provides coverage for medical expenses incurred by individuals who choose to pay for their healthcare services through private healthcare providers rather than relying on the public healthcare system. Private health insurance policies can vary in coverage and cost depending on the level of coverage, age and health of the policyholder, and the types of medical services covered.

Private health insurance can provide coverage for a range of medical services, including hospital stays, surgery, diagnostic tests, and specialist consultations. Some policies may also include coverage for alternative therapies, dental care, and vision care.

Private health insurance can offer a number of benefits to individuals, including shorter wait times for medical services, access to a wider range of healthcare providers and services, and more control over their healthcare choices. It's important to carefully review and understand the terms and conditions of a private health insurance policy before purchasing to ensure that it provides the necessary coverage for your specific healthcare needs.