Features of Fleet Insurance

Fleet Insurance is a type of insurance policy that provides financial protection for a company's vehicles and drivers. Here are some of the key features of Fleet Insurance:

  1. Coverage for vehicles: The policy provides coverage for damage to the company's vehicles, including cars, trucks, and other types of vehicles.
  2. Liability coverage: The policy provides coverage for liability claims made against the company as a result of an accident involving one of its vehicles, such as third-party property damage or injury.
  3. Medical expenses coverage: The policy provides coverage for medical expenses incurred by drivers or passengers involved in an accident.
  4. Uninsured motorist coverage: The policy provides coverage for accidents involving uninsured drivers.
  5. No-claims discount: Fleet Insurance policies may offer a no-claims discount for companies that have a good driving record.
  6. Policy limits: Fleet Insurance typically has policy limits that determine the maximum amount the insurer will pay in the event of a claim.

It's important to carefully review the coverage options and policy limits of Fleet Insurance to ensure that the policy meets the needs of your company. An insurance professional can help you assess your risks and determine the appropriate coverage for your fleet. Fleet Insurance is an important consideration for companies with vehicles, as it can help protect against financial losses arising from accidents involving the company's vehicles and drivers.

Standard cover

Tailored fleet insurance planning

From businesses running large fleets through to smaller scale operators, everyone is welcome! Our ‘buy-right’ experts will tailor your policy to suit your specific needs. We’ll work out with you (jargon free) the best way to insure your motor fleet, not just from an immediate pricing perspective, but in the longer term too. This will help to control your future fleet insurance spend, allowing you to better manage your capital.

Dedicated fleet risk manager

Place your motor fleet insurance through Towergate and we’ll appoint a dedicated fleet risk manager immediately. They’ll review claims experience, monitor incident type, and work with you to implement any mutually agreed risk improvement measures that may help you control the future cost of cover. Not only will this reduce the likelihood of potential vehicle accidents, but it will ultimately free up money that can be put back into your business.

Leading insurers for fleet cover

We have access to a carefully selected panel of high-quality and reliable motor fleet insurers. This means that we can help you find an insurer that’s able to offer the right level of cover at the right price. What’s more, because the insurers we work with trust our expertise, we can arrange fleet insurance from the very moment that you need it for complete peace of mind. So, while you’re busy running your business, we’ll be right beside you to help you protect it.