Features of Office Insurance

Office Insurance is a type of insurance policy designed to provide financial protection to businesses for risks associated with their office or workplace. Here are some of the key features of Office Insurance:

  1. Property coverage: Office Insurance covers physical property damage to the office, such as fire, theft, and natural disasters.
  2. Business interruption: The policy provides coverage for financial losses due to the interruption of business operations following a covered loss, such as a fire or natural disaster.
  3. Equipment coverage: Office Insurance provides coverage for office equipment, such as computers, printers, and other electronic devices.
  4. Liability coverage: The policy provides liability coverage for third-party injury or damage to property that occurs on the office premises.
  5. Employee coverage: Office Insurance may provide coverage for employee-related risks, such as employee theft or dishonesty.
  6. Data breach: Some Office Insurance policies provide coverage for data breaches, including the cost of credit monitoring and identity theft protection services for affected customers.
  7. Policy limits: Office Insurance typically has policy limits that determine the maximum amount the insurer will pay in the event of a claim.
  8. Customizable coverage: Office Insurance policies can be customized to meet the specific needs of a business, including adding coverage for specific types of risks.

It's important to carefully review the coverage options and policy limits of Office Insurance to ensure that the policy meets the needs of your business. An insurance professional can help you assess your risks and determine the appropriate coverage for your office or workplace.

Standard cover

Business interruption cover for your office

If you are unable to use your office after a fire or flood claim during the repair period, the Loss of Income cover under an Office policy will help pay your continuing overheads such as rent and salaries. If you just want to cover the basic increased cost of working to keep your business alive, whilst problems are resolved, then we can tailor this cover for you. You can choose standard loss of income insurance or restrict to increased costs of working only. You can buy online or speak directly to us for a personal service tailored to suit your needs.

Office contents insurance

Office Contents insurance covers accidental loss or damage to desks/chairs, copiers, stationery, phone systems, printers, laptops & other computer equipment. (excluding normal wear and tear). Insure the total new replacement value of all contents, as cover is on a new’ for old’ basis. Office insurance can be extended to cover business equipment and laptops away from the office. Computers can also be covered for accidental loss of data and reinstatement of data cost, Please let the team know if this specialist cover is something you require.